Posts Tagged With: Affordable Health Care

ObamaCare headed for trillion-dollar collapse….


The nation’s largest private insurer has decided to pull out of ObamaCare in all but “a handful” of markets, a move that is likely to touch off insurance premium spikes that could cost customers over $1,000 a year — and possibly could lead to a collapse of the entire system.

After losing $1 billion over the last two years, the UnitedHealth Group has announced it will no longer provide ObamaCare coverage in virtually all of the 34 state ObamaCare exchanges where it sells health insurance – despite over $1 trillion in pledged support over the next 10 years.

If no other company steps in to fill the unprofitable vacuum, it will leave ObamaCare markets ready to implode in much of the country .

To be able to function, a state exchange must have at least three insurance companies competing for customers, according to the Kaiser Family Foundation.

If UnitedHealth leaves the ObamaCare exchanges altogether, that will leave 53 percent of Americans – 2.4 million people in mostly small towns and rural areas – with one or two insurers to choose from. It would cause the number of people who have only one insurance provider available to more than quadruple.

In much of the country, people would have only one insurance company to “choose” from.

This isn’t exactly what the president promised when he pitched the Affordable Care Act. In 2013, President Obama said, “This law means more choice, more competition, lower costs for millions of Americans.” Chalk up another one of ObamaCare’s broken promises.

After hearing that UnitedHealth may be heading for the exits, a spokesman for the Centers for Medicare & Medicaid Services responded by saying, apparently without any hint of irony, “The marketplace should be judged by the choices it offers consumers.”

That would be none.

Obviously, decreasing the supply will trigger price increases – a fact ObamaCare’s defenders are trying their best to minimize. UnitedHealth’s departure, they say, would only cause the premium of the national benchmark plan to rise by one percent.

But people don’t pay the national benchmark’s price. Their rate is based on their local market.

In 13 counties, if UnitedHealth leaves the market, customers will pay more than $100 in extra premiums every single month. In 304 counties, the difference would be between $25 and $100 monthly, or $300 to $1,200 a year for each insurance policy.

The impact will be more catastrophic if any of the other Big Five insurers follows UnitedHealth out the door. Aetna has hinted it may do so. Its CEO, Mark Bertolini, said its ObamaCare “business remained unprofitable in 2015, and we continue to have serious concerns about the sustainability of the public exchanges.”

The companies are the latest, but far from the only, victims of the Affordable Care Act, which President Obama promised would insure more people with more serious health problems while somehow cutting costs. A series of financial tricks and bureaucratic regulations were designed to keep the public from seeing its true price tag.

One of those was to deny insurance companies the ability to charge fees based on the patient’s health and likely burden to others – the only way to remain solvent.

As The Horn News reported, 12 of the nation’s 23 ObamaCare co-ops have already failed, and the entire system appears to entering a “death spiral.”

Desperate to stop the red ink, insurance companies have increased premiums, sometimes by 30 percent or more a year.

For the most part, this has remained hidden to the consumer, because of another ObamaCare gimmick: taxpayer subsidies.

About 85 percent of ObamaCare recipients qualify for some taxpayer funding to offset their premiums. Despite double-digit premium increases, after we all chip in to pay their insurance bill, most consumers have only seen the price they pay increase by four percent.

Of course, that’s a parlor trick. The subsidies are paid for by taxes. So, the Obama administration is just taking money from the consumer’s right pocket and putting it in his left pocket, after taking a hefty bite out of it in transit.

The system has also shifted 68 million people –- 16 million more than anticipated -– onto state health care, either Medicaid or CHIP programs for children. This continues to leach away money from the productive economy into the government’s coffers.

And as time goes on, and ObamaCare becomes more unstable, the amount American taxpayers fork over is only going to increase. According to a new CBO report, ObamaCare subsidies will increase $1.1 trillion over the next decade.

That is, if Aetna or another of the Big Five insurers doesn’t follow UnitedHealth’s lead and leave the ObamaCare exchanges to collapse like a house of cards.

Categories: Obama, Obamacare, Politics, Uncategorized | Tags: , , , , , , | 2 Comments

Tying the Knot Under ObamaCare By Eileen F. Toplansky


The heinous intrusions into our lives as a result of ObamaCare swell each day. Now, in true Marxist form, the ludicrously named “Affordable Care Act” mounts an all-out attack on marriage. In 2010, in a Web Memo, the Heritage Foundation pointed out that

Under the bill, couples would face massive financial penalties if they marry or remain married. Conversely, couples who cohabit without marriage are given highly preferential financial treatment. If the Senate bill becomes law, saying ‘I do’ would cost some couples over $10,000 per year.

In fact, the “… anti-marriage penalties and heavy ‘cohabitation bonuses [were] built into the Senate ObamaCare bill [.]'” Furthermore, “low income couples are not immune from the bill’s aggressive wedding taxes. A 60-year old husband and wife, each with an income of $15,000 would pay over $4,000 per year if they remain married. Put in other terms, the government would offer an annual bonus of $4,212 if the couple divorces and then cohabits.”

Well, ObamaCare is now law and the effects are being felt nationwide. As a continuing job killer, ObamaCare will now adversely impact clergy, wedding halls, caterers, musicians, singers, floral arrangers, and other party planners.

Consequently, “an all-out war on ‘old and outdated’ institutions like marriage and family” is being conducted “so dominance of the state can be achieved.” In communist Russia this was euphemistically known as “unions of affection and comradeship.”

In Russia in 1920, abortion on demand arrived. Hence, how convenient that via ObamaCare, every American must now pay for someone else’s abortion — a direct assault on religious freedom. Thus, the state’s monstrous power keeps enlarging under the dictator occupying the White House.

Monica Showalter in her article entitled “Five Ways Lenin’s Propaganda Destroyed Marriage and the Family in Russia” describes how Lenin destroyed the traditional family structure as his tyranny affected women through high-sounding propaganda. Eventually, however, the women who were lured into idealizing Lenin, found that their rights and their wages disappeared, thereby making them “wards of the state.”

Thus, the idea behind breaking down the family was that women without husbands could be socialized more easily. In practical terms this meant [that] men were free to leave their wives and abandon their responsibilities.

How ironic that Obama’s policies “most directly hurt women,” Thus, ObamaCare essentially “eliminates consumer driven health insurance with health savings accounts which was the fastest growing choice… for women.”

In addition, women see doctors more often than men, but now they will be “subjected to the consequences of ObamaCare edicts [.]” Mammogram screenings were to be reduced until a hue and cry arose wherein this was rescinded showing that ultimately “the federal government has the power to giveth and taketh away.” And as has been publicized, women who were covered as dependents through their husband’s employer-sponsored health insurance are losing their coverage when their husband’s employer drops coverage.

Moreover, more than half of all Medicare beneficiaries are women. But ObamaCare cuts Medicare payments. Thus, “by 2019 [the cuts] will be so draconian that payments will be even lower than Medicaid, a system in which doctors already lose money and… refuse to accept patients.”

Communism has always seen the home as “potentially subversive.” Communists long to see natural ties between mother and child “severed so that the state becomes the dominant force.” This president’s communist ties dominated his life; he is merely following in their footsteps.

Moreover, Obama, who without consent of Congress and in his now systematic assault on the Constitution eliminated the work requirement of the welfare program — the one element of the welfare program that moved people off dependency. By reversing this policy, the dependency-inducing welfare industry which undermines the importance of fathers, has been given a boost.

Obama is setting America on the same path as Lenin did for Russia almost 100 years ago. Recall that we now have 48 million Americans on welfare as a result of Obama’s economic policies. Couple this with the “work disincentives” embedded in ObamaCare where “many will conclude that earning extra money isn’t worth it, or will strive mightily to find ways to earn income under the table” and American opportunity is further eroded.

In Showalter’s article, the word “community organizer” pops up and one learns that “Lenin dispatched Kollontai to set up the Zhenotdel, a communist organizing group financed by the Communist Party for agitation and propaganda of the new model.” Recall the Occupy Wall Street movement, the newly renamed Acorn Party, and even the current despicable bid by Obama to get donations to help fund ObamaCare all packaged as a charitable approach to help him and his cronies.

Obama and the Democratic Party continue to cast aspersions on Tea Party conservatives because they know that these conservatives see right through their linguistic double talk. Those who try to shed light on Obama’s covert and overt attacks on this country will continue to be isolated and excoriated because they elucidate the historical truths of the past.

So when socialism fails, as it always does, the “socialists blame funding.” Consequently, once Lenin had ensnared women into the state controlled system as a result of his lies, the women sadly did not blame the ideas of the state controlled government; instead “they went to the state for not distributing enough money.” Government gives, government takes away, and then government gives again. In Obamaland, some 47 million food stamp recipients are having their benefits cut in a month and don’t even realize it. This is “the essence of ObamaCare. Government has the ultimate authority over health care decisions because government decides what must be included in health insurance and who must pay for it.” Echoes of the past are coming to haunt America.

Lest one argue that Lenin’s ideas are no longer potent, recall that the “legacy of the social wreckage continues to this day. Russia still ranks No. 1 in the world in both divorces and abortions.”

This ObamaCare wedding tax, is of course, a boon to divorce attorneys as the government demolishes the sanctity of marriage. Collette Caprara at The Foundry asserts that “the impact of this discrimination will affect couples at every income level and creates a scenario in which couples’ wisest financial decision would be to divorce or to forgo tying the knot.” How perverse is this?

If ObamaCare is not completely dismantled, this profound bias against marriage asserts that “married couples are second class citizens.” Consequently the law establishes cohabiters as “a privileged special interest, quietly channeling tens of thousands of dollars to them in preferential government bonuses.” In addition, this wedding tax is a spiritual violation that Obama and the Democrats are only too glad to inflict upon Americans. Same sex married couples should take heed of this as well.

Eric Hoffer in his 1951 book entitled The True Believer writes that “one of the most potent attractions of a mass movement is its offering of a substitute for individual hope” (15). Obama and the Democrats keep undermining Americans ability to succeed, inculcating the idea that there is no future in America unless it is totally guided by the government. Obama continues to destroy individual hope when jobs are scarce, college tuition is exorbitant, unemployment benefits are worth more than solid, honest work — each of these disaffects far too many Americans who see no future before them.

Obama, an ideologue who is “so fanatically committed to this cause that no amount of reality can make him abandon it” keeps offering his empty “hope and change” speech. But, as the evidence mounts and the facts become known, it is up to us to come out of our stupor and halt this battering ram that is deliberately grinding down the people. It is equally important to remember Pascal’s advice that “…the embarrassment wherein [a person] finds himself produces in him the most unjust and criminal passions imaginable, for he conceives a mortal hatred against that truth which blames him and convinces him of his faults.” As Obama is thwarted, be prepared for the true vision of this demagogue.

There are so many reasons to abort ObamaCare completely — the assault on marriage is now one more.

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The Supreme Court DID NOT say Obamacare was legal….


Received this by email..have not researched it yet, but it does make sense.

THIS MUST GO VIRAL TO EVERY AMERICAN , HERE IS THE TRUTH OF THE SUPREME COURT ABOUT OBAMA CARE…PASS IT ALONG AND KEEP A COPY OF THIS FOR YOURSELF

People of The USA .We are being played as fools. Chief Justice Roberts did not say obamacare was constitutional..read his RULING ..He said that the mandate was NOT Constitutional and that the ONLY WAY THAT the federal government could enforce obamacare is to to enforce it as a tax….WELL here is where the obamacare mandate is unconstitutional..Right when Justice Roberts made that ruling THE ACA should have went BACK to congress and should have been VOTED ON BY EACH MEMBER OF CONGRESS AS A TAX .. IT WAS NOT .. The House did not pass obamacare as a tax..they said that it was NOT a tax..DO NOT BE FOOLS PEOPLE .. OBAMACARE IS ILLEGAL ..ALSO THE ACA Originated in the SENATE and a Tax cannot originate in the Senate..PLUS..OBAMA has unlawfully changed the law by giving exemptions ..HE CANNOT DO THIS ..He is an Alinskyite Radical revolutionary and his lap dog Main Stream media Knows the Alinsky rules and is REPEATING THE LIE over and over and over again so it becomes the new reality.. JUST BECAUSE YOU HEAR SOMETHING ON THE NEWS DOES NOT MAKE IT ACCURATE .. They are trying so hard to make us all believe that Obamacare is legal AND IT IS NOT LEGAL…Take the IRS to court if THEY try to garnish your bank account when you OPT-OUT ..go to (generation opportunity.org) AND (cchfreedom.org) There will be a chance for class action lawsuits against the Federal Government but we cannot take them to court until they try to tax us for not having health insurance . PLEASE SHARE THIS

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